All Articles
Our collection of insurance articles is designed to empower you with clear, practical information on everything from policy basics to industry trends. Whether you are a first time policyholder, or looking to fine tune your coverage, our articles break down complex topics into easy to understand insights.
Estate Articles

A Primer on Irrevocable Life Insurance Trusts
A Primer on Irrevocable Life Insurance Trusts

Choosing a Business Structure
Choosing a Business Structure

Estate Management Checklist
Estate Management Checklist

Succeeding at Business Succession
Succeeding at Business Succession

Trends in Charitable Giving
Trends in Charitable Giving

What is the Value of Your Business?
What is the Value of Your Business?

Will Power
Will Power
Insurance Articles

10 Most Common and Costly Small Business Claims
10 Most Common and Costly Small Business Claims

4 Benefits of Life Insurance for the Here and Now
4 Benefits of Life Insurance for the Here and Now

4 Things Trip Insurance Does (and Doesn’t) Cover
4 Things Trip Insurance Does (and Doesn’t) Cover

4 Tips for Adding Your Teen to Your Car Insurance
4 Tips for Adding Your Teen to Your Car Insurance

4 Tips to Avoid an Insurance Claim This Winter
4 Tips to Avoid an Insurance Claim This Winter

5 Costly Mistakes In Your Life Insurance Policy
5 Costly Mistakes In Your Life Insurance Policy

5 Factors That May Impact Your Car Insurance Rate
5 Factors That May Impact Your Car Insurance Rate

5 Key Points for Choosing a Life Insurance Policy
5 Key Points for Choosing a Life Insurance Policy

5 Things You Need to Know to Buy Life Insurance
5 Things You Need to Know to Buy Life Insurance

5 Times When an Annuity Might Be Right For You
5 Times When an Annuity Might Be Right For You

6 Reasons Millennials Should Buy Life Insurance
6 Reasons Millennials Should Buy Life Insurance

6 Tips to Help You Prepare for Natural Disasters
6 Tips to Help You Prepare for Natural Disasters

8 Common Insurance Mistakes to Avoid
8 Common Insurance Mistakes to Avoid

A Brief Guide To Condo Insurance
A Brief Guide To Condo Insurance

A Guide to Insuring Valuables In Your Home
A Guide to Insuring Valuables In Your Home

A Home Insurance Claim: To File Or Not To File
A Home Insurance Claim: To File Or Not To File

A Look at Whole Life Insurance
A Look at Whole Life Insurance

An Overview of Renter’s Insurance
An Overview of Renter’s Insurance

Applying for Life Insurance? Here’s What to Expect
Applying for Life Insurance? Here’s What to Expect

Assess Life Insurance Needs
Assess Life Insurance Needs

Breaking Down the Parts of Medicare
Breaking Down the Parts of Medicare

Buying Auto Insurance For Teen Drivers
Buying Auto Insurance For Teen Drivers

Can Group, Private Disability Policies Work Together?
Can Group, Private Disability Policies Work Together?

Can Home Security Systems Affect Your Insurance?
Can Home Security Systems Affect Your Insurance?

Car Insurance: Understanding Your Coverage Options
Car Insurance: Understanding Your Coverage Options

Choosing Between Term and Whole Life Insurance
Choosing Between Term and Whole Life Insurance

COBRA Coverage
COBRA Coverage

Consider Keeping Your Life Insurance When You Retire
Consider Keeping Your Life Insurance When You Retire

Did You Know This Fact About Basement Flooding?
Did You Know This Fact About Basement Flooding?

Did You Know This Fact About Carpooling?
Did You Know This Fact About Carpooling?

Did You Know This Fact About Claims Advances?
Did You Know This Fact About Claims Advances?

Did You Know This Fact About Damaged Property?
Did You Know This Fact About Damaged Property?

Did You Know This Fact About Dryer Lint?
Did You Know This Fact About Dryer Lint?

Did You Know This Fact About Emergency Preparedness?
Did You Know This Fact About Emergency Preparedness?

Did You Know This Fact About Fire Extinguishers?
Did You Know This Fact About Fire Extinguishers?

Did You Know This Fact About Flood Damage?
Did You Know This Fact About Flood Damage?

Did You Know This Fact About Flushing the Toilet?
Did You Know This Fact About Flushing the Toilet?

Did You Know This Fact About Foggy Conditions?
Did You Know This Fact About Foggy Conditions?

Did You Know This Fact About Freestanding Structures?
Did You Know This Fact About Freestanding Structures?

Did You Know This Fact About Night Safety?
Did You Know This Fact About Night Safety?

Did You Know This Fact About Older Vehicles?
Did You Know This Fact About Older Vehicles?

Did You Know This Fact About Parking in a Garage?
Did You Know This Fact About Parking in a Garage?

Did You Know This Fact About Roof Safety?
Did You Know This Fact About Roof Safety?

Did You Know This Fact About Smoke Detectors?
Did You Know This Fact About Smoke Detectors?

Did You Know This Fact About the Claims Process?
Did You Know This Fact About the Claims Process?

Did You Know This Fact About Trampolines?
Did You Know This Fact About Trampolines?

Did You Know This Fact About Unattended Cooking?
Did You Know This Fact About Unattended Cooking?

Did You Know This Fact About Winterizing Your Car?
Did You Know This Fact About Winterizing Your Car?

Did You Know Your Insurance Claims Aren’t Secret?
Did You Know Your Insurance Claims Aren’t Secret?

Directors and Officers Liability Insurance
Directors and Officers Liability Insurance

Disability and Your Finances
Disability and Your Finances

Disability Insurance: Who Should Have It?
Disability Insurance: Who Should Have It?

Does Your Credit Score Affect Your Insurance Rates?
Does Your Credit Score Affect Your Insurance Rates?

Dog Bites Neighbor. Now What?
Dog Bites Neighbor. Now What?

Errors and Omissions Insurance
Errors and Omissions Insurance

Fallen Tree Damage—Who Pays?
Fallen Tree Damage—Who Pays?

Flood Insurance: What Homeowners Need to Know
Flood Insurance: What Homeowners Need to Know

Gap Insurance for Leased Cars
Gap Insurance for Leased Cars

Gun Ownership and Your Homeowners Policy
Gun Ownership and Your Homeowners Policy

How Does an Umbrella Insurance Policy Work?
How Does an Umbrella Insurance Policy Work?

How Insurance Deductibles Work
How Insurance Deductibles Work

How Liability Coverage Protects Your Business
How Liability Coverage Protects Your Business

How Much Life Insurance Do I Need?
How Much Life Insurance Do I Need?

How Pre-Existing Conditions Affect Life Insurance
How Pre-Existing Conditions Affect Life Insurance

How Swimming Pools Affect Your Homeowners Policy
How Swimming Pools Affect Your Homeowners Policy

How to File a Wildfire Claim
How to File a Wildfire Claim

How Your Credit May Affect Your Life Insurance Premiums
How Your Credit May Affect Your Life Insurance Premiums

Identity Theft Insurance: A Guide
Identity Theft Insurance: A Guide

Insurance Needs Assessment: For Empty Nesters and Retirees
Insurance Needs Assessment: For Empty Nesters and Retirees

Insurance Needs Assessment: Married With Children
Insurance Needs Assessment: Married With Children

Insurance Needs Assessment: When You’re Newly Married
Insurance Needs Assessment: When You’re Newly Married

Insurance Needs Assessment: When You’re Young and Single
Insurance Needs Assessment: When You’re Young and Single

Insurance When You Marry After 40
Insurance When You Marry After 40

Insuring Your Business Against Cyber Liability
Insuring Your Business Against Cyber Liability

Insuring Your Business With a Buy/Sell Agreement
Insuring Your Business With a Buy/Sell Agreement

Insuring Your Second Home
Insuring Your Second Home

Inventorying Your Possessions
Inventorying Your Possessions

Is Cyber Liability Insurance Right for You?
Is Cyber Liability Insurance Right for You?

Is Term Life Insurance for You?
Is Term Life Insurance for You?

Is Your Insurance Santa Proof?
Is Your Insurance Santa Proof?

Just Married? A Guide to Combining Your Insurance
Just Married? A Guide to Combining Your Insurance

Keep Your Life Insurance When You Retire
Keep Your Life Insurance When You Retire

Keep Your Umbrella Handy
Keep Your Umbrella Handy

Keeping Summer Safe: Pool and Spa Safety Tips
Keeping Summer Safe: Pool and Spa Safety Tips

Life Insurance Explained
Life Insurance Explained

Life Insurance for Young Adults
Life Insurance for Young Adults

Life Insurance Myths: Debunked
Life Insurance Myths: Debunked

Life Insurance Needs in Your 60s and 70s
Life Insurance Needs in Your 60s and 70s

Life Stages That Impact Your Life Insurance Needs
Life Stages That Impact Your Life Insurance Needs

Making Sense Of A Home Warranty
Making Sense Of A Home Warranty

Medicare Advantage 101
Medicare Advantage 101

Medicare Advantage Plans (Medicare Part C)
Medicare Advantage Plans (Medicare Part C)

Medicare At 65+
Medicare At 65+

Medicare vs. Medicaid
Medicare vs. Medicaid

Preparing for the Expected
Preparing for the Expected

Prescription Drug Benefits Under Medicare (Part D)
Prescription Drug Benefits Under Medicare (Part D)

Protecting Your Business from the Loss of a Key Person
Protecting Your Business from the Loss of a Key Person

Protecting Your Home Against Flood Loss
Protecting Your Home Against Flood Loss

Protecting Yourself & Your Home From Hurricanes
Protecting Yourself & Your Home From Hurricanes

Protection Against Uninsured Drivers
Protection Against Uninsured Drivers

Qualifying For Medicare Under Age 65
Qualifying For Medicare Under Age 65

Questions to Ask About Medicare
Questions to Ask About Medicare

Rental Car Insurance: To Buy or Not to Buy
Rental Car Insurance: To Buy or Not to Buy

Replacing Your Medicare Card
Replacing Your Medicare Card

Retiree Health Care Coverage Overseas
Retiree Health Care Coverage Overseas

Reviewing Your Life Insurance Needs
Reviewing Your Life Insurance Needs

Short Term vs. Long Term Disability Insurance
Short Term vs. Long Term Disability Insurance

Should You Consider an Annuity for Retirement?
Should You Consider an Annuity for Retirement?

Should You Have More Than One Life Policy?
Should You Have More Than One Life Policy?

Should You Sell Your Life Insurance Policy?
Should You Sell Your Life Insurance Policy?

Side-by-Side: Insured vs. Uninsured
Side-by-Side: Insured vs. Uninsured

SilverSneakers 101
SilverSneakers 101

Social Media: #NewestBusinessLiabilityRisk
Social Media: #NewestBusinessLiabilityRisk

Teen Drinking and Your Liability
Teen Drinking and Your Liability

Term vs. Permanent Life Insurance
Term vs. Permanent Life Insurance

Test Your Life Insurance Knowledge
Test Your Life Insurance Knowledge

The 5 Roles Life Insurance Can Play in Retirement
The 5 Roles Life Insurance Can Play in Retirement

The A, B, C, & D of Medicare
The A, B, C, & D of Medicare

The ABC’s of Auto Insurance
The ABC’s of Auto Insurance

The Basics of Medicare
The Basics of Medicare

The Case of the Crooked Credit Report
The Case of the Crooked Credit Report

The Cost of Medical Care
The Cost of Medical Care

The Most Overlooked Item of Any Home Improvement
The Most Overlooked Item of Any Home Improvement

The Right Time to Buy an Annuity
The Right Time to Buy an Annuity

The Value of Insuring Against Life’s Risks
The Value of Insuring Against Life’s Risks

Think Flood Safety this Spring
Think Flood Safety this Spring

Understanding Extended Care
Understanding Extended Care

Understanding Homeowners Insurance
Understanding Homeowners Insurance

Understanding the Basics of Medigap Policies
Understanding the Basics of Medigap Policies

Universal Life Insurance
Universal Life Insurance

Variable Universal Life Insurance
Variable Universal Life Insurance

Ways to Supplement Your Medicare Coverage
Ways to Supplement Your Medicare Coverage

What Determines Car Insurance Rates?
What Determines Car Insurance Rates?

What Does Boat Insurance Cover?
What Does Boat Insurance Cover?
What is a Broker?
What is a Broker?

What Is a Business Owners’ Policy, or a “BOP?”
What Is a Business Owners’ Policy, or a “BOP?”
What is a Carrier?
What is a Carrier?
What is a Claim?
What is a Claim?
What is a Deductible?
What is a Deductible?
What is a Dwelling Fire Policy?
What is a Dwelling Fire Policy?
What is a Homeowners Insurance Policy?
What is a Homeowners Insurance Policy?
What is a Liability?
What is a Liability?
What is a Loss?
What is a Loss?
What is a Policy?
What is a Policy?
What is a Premium?
What is a Premium?
What is a Producer?
What is a Producer?
What is a Term?
What is a Term?
What is an Adjuster?
What is an Adjuster?
What is an Agent?
What is an Agent?
What is an Appraisal?
What is an Appraisal?
What is Blanket Coverage?
What is Blanket Coverage?
What is Dwelling Coverage?
What is Dwelling Coverage?
What is Exposure?
What is Exposure?
What is Loss of Use?
What is Loss of Use?
What is Risk?
What is Risk?
What is Underwriting?
What is Underwriting?

What Kind of Business Insurance Do I Need?
What Kind of Business Insurance Do I Need?

What to Look for in an Extended-Care Policy
What to Look for in an Extended-Care Policy

What You Should Do About Insurance Following a Divorce
What You Should Do About Insurance Following a Divorce

When Does Your Personal Car Become a Commercial Vehicle?
When Does Your Personal Car Become a Commercial Vehicle?

When is the Right Time to Buy Life Insurance?
When is the Right Time to Buy Life Insurance?

When to Self-Insure
When to Self-Insure

Who Does Survivorship Life Insurance Benefit?
Who Does Survivorship Life Insurance Benefit?

Why An Annuity May Be Key to Your Retirement Plan
Why An Annuity May Be Key to Your Retirement Plan

Will It Pay to Buy Travel Insurance This Summer?
Will It Pay to Buy Travel Insurance This Summer?
Investment Articles

Estimating the Cost of College
Estimating the Cost of College

Getting a Head Start on College Savings
Getting a Head Start on College Savings

How Stocks Work
How Stocks Work

The Business Cycle
The Business Cycle
Lifestyle Articles

A Cheat Sheet for Sending Your Kid to College
A Cheat Sheet for Sending Your Kid to College

A House Divided
A House Divided

Avoiding Cognitive Decline
Avoiding Cognitive Decline

Changing Unhealthy Behaviors
Changing Unhealthy Behaviors

Countdown to College
Countdown to College

Creative Ways to Motivate Your Employees
Creative Ways to Motivate Your Employees

Data Breach: Your Security To-Do List
Data Breach: Your Security To-Do List

Debt Stress
Debt Stress

Do Your Kids Know The Value of a Silver Spoon?
Do Your Kids Know The Value of a Silver Spoon?

Fixed or Variable Mortgage, Which Should You Pick?
Fixed or Variable Mortgage, Which Should You Pick?

Good Health is Good Business
Good Health is Good Business

Keeping Good Records is Good Business
Keeping Good Records is Good Business

Mastering Mobile Lingo
Mastering Mobile Lingo

Money Draining Food Myths
Money Draining Food Myths

Personal Finance Tips for Military Families
Personal Finance Tips for Military Families

Please Leave Home Without It
Please Leave Home Without It

Prevent a Rift: Money Tips for Newlyweds
Prevent a Rift: Money Tips for Newlyweds

Putting a Price Tag On Your Health
Putting a Price Tag On Your Health

Raising Healthy Children
Raising Healthy Children

Stop Wasting Money
Stop Wasting Money

The Financial Literacy Crisis
The Financial Literacy Crisis

Three Keys to a Great Password
Three Keys to a Great Password

To Catch a Thief
To Catch a Thief
Money Articles

A Penny Saved is Two Pennies Earned
A Penny Saved is Two Pennies Earned

Budget Check Up: Tax Time Is the Right Time
Budget Check Up: Tax Time Is the Right Time

Buying vs. Leasing a Car
Buying vs. Leasing a Car

Data Thieves from Outer Space
Data Thieves from Outer Space

How to Read Your Credit Report
How to Read Your Credit Report

Life and Death of a Twenty Dollar Bill
Life and Death of a Twenty Dollar Bill

Pay Yourself First
Pay Yourself First

Spotting Credit Trouble
Spotting Credit Trouble

Strategies for Managing Student Loan Debt
Strategies for Managing Student Loan Debt

The Economic Journey of Your Morning Coffee
The Economic Journey of Your Morning Coffee

The Five Basics of Financial Literacy
The Five Basics of Financial Literacy

The Half Million Dollar Baby
The Half Million Dollar Baby

The Lowdown on Those Free Credit Scores
The Lowdown on Those Free Credit Scores

What to Look for in Personal Finance Apps
What to Look for in Personal Finance Apps

Your Emergency Fund: How Much Is Enough?
Your Emergency Fund: How Much Is Enough?
Retirement Articles

5 Benefits of Working in Retirement
5 Benefits of Working in Retirement

5 Times When an Annuity Might Be Right For You
5 Times When an Annuity Might Be Right For You

9 Facts About Retirement
9 Facts About Retirement

9 Facts About Social Security
9 Facts About Social Security

Caring for Aging Parents
Caring for Aging Parents

Consider Keeping Your Life Insurance When You Retire
Consider Keeping Your Life Insurance When You Retire

Do Your Kids Know The Value of a Silver Spoon?
Do Your Kids Know The Value of a Silver Spoon?

Healthcare Costs in Retirement
Healthcare Costs in Retirement

Immediate vs. Deferred Annuities
Immediate vs. Deferred Annuities

Important Birthdays Over 50
Important Birthdays Over 50

Insurance Needs Assessment: For Empty Nesters and Retirees
Insurance Needs Assessment: For Empty Nesters and Retirees

Is a Variable Annuity Right for Me?
Is a Variable Annuity Right for Me?

Keep Your Life Insurance When You Retire
Keep Your Life Insurance When You Retire

Money that Buys Good Health is Never Ill Spent
Money that Buys Good Health is Never Ill Spent

Retiree Health Care Coverage Overseas
Retiree Health Care Coverage Overseas

Should You Consider an Annuity for Retirement?
Should You Consider an Annuity for Retirement?

Split Annuity Strategy
Split Annuity Strategy

The 5 Roles Life Insurance Can Play in Retirement
The 5 Roles Life Insurance Can Play in Retirement

The Right Time to Buy an Annuity
The Right Time to Buy an Annuity

Volunteering in Retirement
Volunteering in Retirement

Why An Annuity May Be Key to Your Retirement Plan
Why An Annuity May Be Key to Your Retirement Plan

Why Medicare Should Be Part of Your Retirement Strategy
Why Medicare Should Be Part of Your Retirement Strategy
Tax Articles

How to Appeal Your Property Taxes
How to Appeal Your Property Taxes

Tax Rules When Selling Your Home
Tax Rules When Selling Your Home

Understanding Marginal Income Tax Brackets
 
				